Payment Calculator


Payment Details

Estimated Amount Financed:


New vehicle pricing is based off MSRP and Sale Price includes all offers and incentives. Not all will qualify, some offers cannot be combined. Plus tax, title and tags not included in vehicle prices shown and must be paid by the purchaser. While great effort is made to ensure the accuracy of the information on this site, errors do occur so please verify information with a customer service rep. This is easily done by calling us at (216) 259-7081 or by visiting us at the dealership.

**With approved credit through Kia Motors Finance. Terms may vary. Monthly payments are only estimates derived from the vehicle price with a 72 month term, 4.9% interest and 20% down payment.

Car Finance Calculator at Spitzer Kia Mansfield

Let’s face it, financing is a step in the car buying process that Lexington shoppers least look forward to. However, it doesn’t have to be something you dread. Whether you’re in the market for a pre-owned vehicle or a brand-new Kia, you can easily calculate your monthly auto loan payments with Spitzer Kia Mansfield’s car finance calculator! Our finance experts will find the ideal financing solution to go with your vehicle purchase, which you’ll be sure to smile about! Learn more about our Kia car payment calculator below.

Using Our Kia Car Payment Calculator

You’ll be pleased to know that using our car finance calculator is quick, easy, and straightforward! We understand that everyone’s budget is different, which is why you have the option to customize your payments based on numerous factors, including: 

  • Vehicle Price: Here, you will enter the price of the Kia you’re interested in buying. If you don’t have a car in mind yet, you can also enter a set vehicle price that falls within your budget.
  • Interest Rate: Next, you’ll want to apply for financing online to find out what interest rates you qualify for, which can vary depending on your credit history. Enter that number here.
  • Loan Term: Also known as the loan length, this number represents how many months you will be paying your loan back. 
  • Down Payment: How much money are you able to put down on your vehicle right away? Keep in mind that this number will be subtracted from the vehicle total, reducing your total loan amount. 
  • Trade-In Value: Do you plan on trading in your current vehicle? You can get an estimate of what your old vehicle is worth with our value your trade tool. This amount will also be subtracted from your total loan amount. 

Next, all you have to do is hit “calculate” to see your monthly payment! If you’re unsatisfied with the number you’re given, you can keep customizing the categories until you find something suitable for your budget. If you have any questions about our car payment payoff calculator, don’t hesitate to contact the experts at our finance center!

Discover Your Monthly Payment Today!

Now that you know how to use our car finance calculator, you’re one step closer to securing the keys of your dream vehicle! Once you’ve determined your monthly payment, contact us to schedule a test drive at Spitzer Kia Mansfield! We’re just a short drive away from Shelby and Ashland.